*{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#04103d;--navy-mid:#070d2a;--navy-light:#13245c;
  --red:#e74c3c;--red-light:#ff6757;--gold:#ffffff;
  --off-white:#f8f7f4;--text-dark:#1a1a2e;--text-mid:#4a5568;--text-light:#718096;
  --font-display:'Inter',sans-serif;--font-body:'Inter',sans-serif;
}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;font-feature-settings:'liga' 1,'calt' 1,'cv01' 1;color:var(--text-dark);background:#fff;overflow-x:hidden}

/* NAV */
nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:transparent;backdrop-filter:none;border-bottom:1px solid transparent;transition:background .35s ease,backdrop-filter .35s ease,border-color .35s ease}
nav.scrolled{background:rgba(5,11,34,0.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,0.08)}
nav::before{content:'';position:absolute;inset:0;pointer-events:none;z-index:0;transition:background .35s ease;background:radial-gradient(100% 320% at 0% 50%,rgba(255,255,255,.72) 0%,rgba(255,255,255,.38) 28%,rgba(255,255,255,.14) 46%,rgba(255,255,255,.04) 58%,transparent 72%)}nav.scrolled::before{background:radial-gradient(100% 320% at 0% 50%,rgba(255,255,255,.92) 0%,rgba(255,255,255,.52) 28%,rgba(255,255,255,.22) 46%,rgba(255,255,255,.06) 58%,transparent 72%)}
.nav-inner{max-width:1200px;margin:0 auto;padding:0 2rem;height:70px;display:flex;align-items:center;justify-content:space-between;position:relative;z-index:1}
.nav-inner a img{height:116px;display:block}
.nav-logo img{height:38px;filter:none}

/* ── NAV LOGO — chip removed, crisp vivid logo only ── */
.nav-logo-chip{
  display:inline-flex;
  align-items:center;
  background:none;
  border:none;
  box-shadow:none;
  padding:0;
}
.nav-logo-chip::before{ display:none; }
.nav-logo-chip img{
  height:40px;
  width:auto;
  display:block;
  filter:
    brightness(1.12)
    saturate(1.6)
    contrast(1.22)
    drop-shadow(0 1px 3px rgba(0,0,0,.55));
  transition:filter .25s ease;
}
.brand-lockup:hover .nav-logo-chip img{
  filter:
    brightness(1.22)
    saturate(1.8)
    contrast(1.28)
    drop-shadow(0 1px 4px rgba(0,0,0,.65));
}
.nav-links{display:flex;align-items:center;gap:2rem}
.nav-links a{color:rgba(255,255,255,0.8);text-decoration:none;font-size:0.88rem;font-weight:500;letter-spacing:-0.01em;transition:color .2s;cursor:pointer}
.nav-links a:hover,.nav-links a.active{color:#fff}
.nav-cta{background:var(--red)!important;color:#fff!important;padding:.55rem 1.3rem!important;border-radius:4px!important;font-weight:600!important}
.nav-cta:hover{background:var(--red-light)!important;color:#fff!important}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:4px}
.hamburger span{display:block;width:24px;height:2px;background:#fff;border-radius:2px;transition:all .3s}
.mobile-nav{display:none;position:fixed;top:70px;left:0;right:0;background:var(--navy);z-index:999;padding:1.5rem 2rem;flex-direction:column;gap:1rem}
.mobile-nav.open{display:flex}
.mobile-nav a{color:rgba(255,255,255,.8);text-decoration:none;font-size:1rem;font-weight:500;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,.08);cursor:pointer}
.mob-section{display:flex;flex-direction:column}
.mob-section-toggle{color:rgba(255,255,255,.8);text-decoration:none;font-size:1rem;font-weight:500;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,.08);cursor:pointer;display:flex;align-items:center;justify-content:space-between;background:none;border-top:none;border-left:none;border-right:none;width:100%;text-align:left;font-family:inherit}
.mob-section-toggle::after{content:'▾';font-size:.7rem;opacity:.6;transition:transform .25s}
.mob-section.mob-open .mob-section-toggle::after{transform:rotate(180deg)}
.mob-sub{display:none;flex-direction:column}
.mob-section.mob-open .mob-sub{display:flex}
.mob-sub a{color:rgba(255,255,255,.6);font-size:.9rem;padding:.5rem 0 .5rem 1rem;border-bottom:1px solid rgba(255,255,255,.06)}

/* PAGES */
.page{display:none}.page.active{display:block}

/* HERO */
.hero{min-height:100vh;background:radial-gradient(72% 72% at 0% 0%,rgba(231,76,60,.32) 0%,transparent 55%),radial-gradient(120% 120% at 60% 50%,rgba(8,16,46,0.0) 30%,rgba(2,5,16,.85) 100%),linear-gradient(130deg,#05103a 0%,#050c26 52%,#03081b 100%);display:flex;align-items:center;padding-top:70px;position:relative;overflow:hidden}
.hero::before{display:none}.hero::after{content:'';position:absolute;inset:0;pointer-events:none;z-index:0;background:linear-gradient(180deg,rgba(255,255,255,.08) 0%,transparent 11%),radial-gradient(70% 45% at 50% 0%,rgba(255,255,255,.06) 0%,transparent 60%),radial-gradient(120% 120% at 50% 120%,rgba(0,0,0,.5) 0%,transparent 55%)}
.hero-glow{position:absolute;top:-180px;left:-180px;width:760px;height:760px;border-radius:50%;background:radial-gradient(circle,rgba(231,76,60,.85) 0%,rgba(231,76,60,.45) 34%,rgba(231,76,60,.14) 55%,transparent 70%);pointer-events:none;z-index:3;animation:redGlowPulse 5.5s ease-in-out infinite;filter:blur(10px)}
@keyframes redGlowPulse{0%,100%{opacity:.55;transform:scale(1)}50%{opacity:1;transform:scale(1.22)}}
.hero:hover .hero-glow{animation-duration:3.2s;filter:blur(6px)}
.hero-orb1{display:none}
.hero-orb2{display:none}
.hero-inner{max-width:1200px;margin:0 auto;padding:5rem 2rem;display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;position:relative;z-index:4}
.badge{display:inline-flex;align-items:center;gap:.5rem;background:rgba(192,57,43,.18);border:1px solid rgba(232,145,125,.45);color:#f3a594;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:.45rem 1.1rem;border-radius:100px;margin-bottom:1.8rem;box-shadow:0 0 22px rgba(192,57,43,.35),inset 0 0 12px rgba(232,145,125,.12)}
.badge-dot{width:6px;height:6px;background:#ff9d8a;border-radius:50%;box-shadow:0 0 8px rgba(255,140,120,.9);animation:blink 2s infinite}
@keyframes blink{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.4;transform:scale(1.4)}}
.hero h1{font-family:'Inter',sans-serif;font-size:clamp(2.2rem,3.6vw,3.4rem);font-weight:800;color:#fff;line-height:1.1;letter-spacing:-0.03em;margin-bottom:1.5rem}
.hero h1 em{color:rgba(255,255,255,0.85);font-style:normal;border-bottom:3px solid var(--red);padding-bottom:2px}
.hero-desc{color:rgba(255,255,255,.72);font-size:1.08rem;line-height:1.8;margin-bottom:2.5rem;font-weight:400;letter-spacing:-0.01em}
.btns{display:flex;gap:1rem;flex-wrap:wrap}
.btn-red{background:var(--red);color:#fff;padding:.9rem 2rem;border-radius:4px;font-size:.95rem;font-weight:600;text-decoration:none;border:none;cursor:pointer;transition:all .2s;font-family:var(--font-body)}
.btn-red:hover{background:var(--red-light);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;padding:.9rem 2rem;border-radius:4px;font-size:.95rem;font-weight:600;text-decoration:none;border:2px solid rgba(255,255,255,.3);cursor:pointer;transition:all .2s;font-family:var(--font-body)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.hero-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem;padding-top:3rem;border-top:1px solid rgba(255,255,255,.1)}
.kpi-num{font-family:'Inter',sans-serif;font-size:2.4rem;font-weight:800;color:var(--gold);line-height:1;letter-spacing:-0.04em}
.kpi-label{font-size:.78rem;color:rgba(255,255,255,.5);font-weight:500;margin-top:.25rem;letter-spacing:.06em;text-transform:uppercase}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:2.5rem;backdrop-filter:blur(8px)}
.hero-card h3{font-family:'Inter',sans-serif;font-size:1.25rem;color:#fff;font-weight:700;letter-spacing:-0.02em;margin-bottom:1.5rem}
.svc-item{display:flex;align-items:center;gap:.9rem;padding:.75rem 0;border-bottom:1px solid rgba(255,255,255,.07);color:rgba(255,255,255,.8);font-size:.9rem}
.svc-item:last-child{border-bottom:none}
.svc-icon{width:34px;height:34px;background:rgba(192,57,43,.2);border-radius:7px;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:.95rem}

/* COMMON SECTIONS */
section{padding:6rem 0}
.wrap{max-width:1200px;margin:0 auto;padding:0 2rem}
.s-label{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:.8rem}
.s-title{font-family:'Inter',sans-serif;font-size:clamp(1.9rem,3vw,2.7rem);font-weight:800;color:var(--navy);line-height:1.15;letter-spacing:-0.03em;margin-bottom:1rem}
.s-title.wh{color:#fff}
.s-sub{color:var(--text-mid);font-size:1.02rem;line-height:1.8;max-width:580px;font-weight:400;letter-spacing:-0.01em}

/* SERVICES GRID */
.services-bg{background:var(--off-white)}
.svc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.5rem;margin-top:3.5rem}
.svc-card{background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:12px;padding:2rem;transition:all .25s;position:relative;overflow:hidden}
.svc-card::after{content:'';position:absolute;top:0;left:0;width:4px;height:100%;background:var(--red);transform:scaleY(0);transform-origin:top;transition:transform .25s}
.svc-card:hover{transform:translateY(-4px);box-shadow:0 20px 40px rgba(15,42,92,.1)}
.svc-card:hover::after{transform:scaleY(1)}
.svc-card-icon{width:48px;height:48px;background:linear-gradient(135deg,var(--navy),var(--navy-light));border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:1.2rem;font-size:1.25rem}
.svc-card h3{font-family:'Inter',sans-serif;font-size:1.1rem;font-weight:700;color:var(--navy);margin-bottom:.65rem;line-height:1.25;letter-spacing:-0.02em}
.svc-card p{color:var(--text-mid);font-size:.9rem;line-height:1.75;font-weight:400}

/* STATS BAND */
.stats-band{background:linear-gradient(135deg,var(--navy),var(--navy-mid));padding:4.5rem 0}
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;text-align:center}
.stat-n{font-family:'Inter',sans-serif;font-size:3.2rem;font-weight:800;color:#fff;letter-spacing:-0.04em}
.stat-l{font-size:.8rem;color:rgba(255,255,255,.55);margin-top:.4rem;letter-spacing:.06em;text-transform:uppercase}
.stat-bar{width:36px;height:2px;background:rgba(192,57,43,.45);margin:.7rem auto 0}

/* ABOUT SPLIT */
.about-split{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center}
.about-visual-wrap{position:relative}
.about-main{background:linear-gradient(135deg,var(--navy),var(--navy-mid));border-radius:16px;padding:2.5rem;color:#fff}
.about-main h3{font-family:'Inter',sans-serif;font-size:1.45rem;font-weight:700;letter-spacing:-0.02em;margin-bottom:1rem}
.about-main p{color:rgba(255,255,255,.72);font-size:.93rem;line-height:1.8;font-weight:400}
.about-badges{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:1.8rem}
.about-badge{background:rgba(255,255,255,.08);border-radius:8px;padding:1rem;text-align:center}
.about-badge-val{font-family:'Inter',sans-serif;font-size:1.6rem;font-weight:800;color:var(--gold);letter-spacing:-0.04em}
.about-badge-lbl{font-size:.72rem;color:rgba(255,255,255,.5);margin-top:.2rem}
.about-float{position:absolute;bottom:-2rem;right:-2rem;background:#fff;border:1px solid rgba(15,42,92,.1);border-radius:12px;padding:1.4rem 1.8rem;box-shadow:0 20px 40px rgba(15,42,92,.12)}
.about-float-n{font-family:'Inter',sans-serif;font-size:2.4rem;font-weight:800;color:var(--red);letter-spacing:-0.04em}
.about-float-l{font-size:.82rem;color:var(--text-mid);font-weight:500}
.points{margin-top:2rem}
.point{display:flex;gap:1rem;margin-bottom:1.5rem;align-items:flex-start}
.point-ico{width:40px;height:40px;background:rgba(192,57,43,.1);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.05rem;flex-shrink:0}
.point h4{font-weight:600;color:var(--navy);font-size:.93rem;margin-bottom:.2rem}
.point p{color:var(--text-mid);font-size:.87rem;line-height:1.65;font-weight:300}

/* TESTIMONIALS */
.testi-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:1.5rem;margin-top:3.5rem}
.testi-card{background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:12px;padding:2rem}
.stars{color:var(--gold);font-size:.85rem;letter-spacing:2px;margin-bottom:.7rem}
.testi-q{font-size:2.2rem;color:var(--red);opacity:.18;font-family:Georgia,serif;line-height:1;margin-bottom:.3rem}
.testi-text{color:var(--text-mid);font-size:.91rem;line-height:1.8;font-weight:300;font-style:italic;margin-bottom:1.4rem}
.testi-author{display:flex;align-items:center;gap:.8rem}
.testi-av{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy-light));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:.82rem;flex-shrink:0}
.testi-name{font-weight:600;font-size:.88rem;color:var(--navy)}
.testi-role{font-size:.78rem;color:var(--text-light)}

/* CTA BAND */
.cta-band{background:radial-gradient(55% 120% at 0% 0%,rgba(231,76,60,.15) 0%,transparent 55%),linear-gradient(180deg,rgba(255,255,255,.05) 0%,transparent 12%),linear-gradient(135deg,#05103a 0%,#050c26 55%,#03081b 100%);padding:5.5rem 0;text-align:center;position:relative;overflow:hidden}

/* SERVICES PAGE */
.page-hero{background:radial-gradient(60% 95% at 0% 0%,rgba(231,76,60,.16) 0%,transparent 55%),radial-gradient(120% 120% at 60% 50%,rgba(8,16,46,0) 30%,rgba(2,5,16,.7) 100%),linear-gradient(135deg,#05103a 0%,#050c26 55%,#03081b 100%);padding:8rem 0 5rem;text-align:center;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;pointer-events:none;z-index:0;background:linear-gradient(118deg,transparent 42%,rgba(255,255,255,.05) 50%,rgba(255,255,255,.02) 54%,transparent 62%)}.page-hero::after{content:'';position:absolute;inset:0;pointer-events:none;z-index:0;background:linear-gradient(180deg,rgba(255,255,255,.07) 0%,transparent 12%)}
.page-hero-inner{position:relative;z-index:2}
.page-hero h1{font-family:'Inter',sans-serif;font-size:clamp(2rem,4vw,3rem);font-weight:800;color:#fff;letter-spacing:-0.03em;margin-bottom:1rem}
.page-hero p{color:rgba(255,255,255,.68);font-size:1.02rem;max-width:580px;margin:0 auto;font-weight:300;line-height:1.85}
.svc-rows{display:grid;gap:2rem;margin-top:3.5rem}
.svc-row{background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:12px;padding:2.5rem;display:grid;grid-template-columns:120px 1fr;gap:2.5rem;align-items:start;transition:box-shadow .2s}
.svc-row:hover{box-shadow:0 10px 30px rgba(15,42,92,.08)}
.svc-row-left{text-align:center}
.svc-row-num{font-family:'Inter',sans-serif;font-size:3.5rem;font-weight:700;color:rgba(15,42,92,.07);line-height:1}
.svc-row-ico{width:58px;height:58px;background:linear-gradient(135deg,var(--navy),var(--navy-light));border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin:0.5rem auto 0}
.svc-row h3{font-family:'Inter',sans-serif;font-size:1.3rem;font-weight:700;color:var(--navy);margin-bottom:.8rem;letter-spacing:-0.02em}
.svc-row p{color:var(--text-mid);font-size:.92rem;line-height:1.8;font-weight:300;margin-bottom:1rem}
.tags{display:flex;flex-wrap:wrap;gap:.5rem}
.tag{background:rgba(15,42,92,.07);color:var(--navy);font-size:.78rem;font-weight:600;padding:.3rem .8rem;border-radius:100px}

/* ABOUT PAGE */
.values-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:1.5rem;margin-top:3.5rem}
.val-card{background:var(--off-white);border-radius:12px;padding:2rem;text-align:center}
.val-ico{font-size:2rem;margin-bottom:.9rem}
.val-card h3{font-family:'Inter',sans-serif;font-size:1.05rem;font-weight:700;color:var(--navy);margin-bottom:.5rem}
.val-card p{font-size:.87rem;color:var(--text-mid);line-height:1.65;font-weight:300}
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:2rem;margin-top:3.5rem}
.team-card{background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:12px;overflow:hidden;transition:box-shadow .2s}
.team-card:hover{box-shadow:0 12px 30px rgba(15,42,92,.1)}
.team-av{height:170px;background:linear-gradient(135deg,var(--navy),var(--navy-light));display:flex;align-items:center;justify-content:center;font-family:'Inter',sans-serif;font-size:3rem;font-weight:700;color:rgba(255,255,255,.2)}
.team-info{padding:1.5rem}
.team-name{font-family:'Inter',sans-serif;font-size:1.08rem;font-weight:700;color:var(--navy);margin-bottom:.2rem}
.team-role{font-size:.78rem;color:var(--red);font-weight:700;text-transform:uppercase;letter-spacing:.05em;margin-bottom:.7rem}
.team-bio{font-size:.86rem;color:var(--text-mid);line-height:1.65;font-weight:300}
.accred-block{margin-top:4rem;background:var(--off-white);border-radius:12px;padding:2.5rem;text-align:center}
.accred-block h3{font-family:'Inter',sans-serif;font-size:1.15rem;color:var(--navy);font-weight:700;margin-bottom:1.5rem}
.accred-logos{display:flex;justify-content:center;gap:1.5rem;flex-wrap:wrap}
.accred{background:#fff;border:1px solid rgba(15,42,92,.1);border-radius:8px;padding:.75rem 1.4rem;font-weight:700;color:var(--navy);font-size:.88rem}

/* CONTACT PAGE */
.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start}
.c-item{display:flex;gap:1rem;margin-bottom:2rem;align-items:flex-start}
.c-ico{width:44px;height:44px;background:rgba(15,42,92,.07);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.05rem;flex-shrink:0}
.c-lbl{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--text-light);font-weight:700;margin-bottom:.2rem}
.c-val{font-size:.93rem;color:var(--navy);font-weight:500}
.form-wrap{background:var(--off-white);border-radius:16px;padding:2.5rem}
.form-wrap h3{font-family:'Inter',sans-serif;font-size:1.25rem;color:var(--navy);font-weight:700;margin-bottom:1.5rem}
.fg{margin-bottom:1.2rem}
.fg label{display:block;font-size:.8rem;font-weight:600;color:var(--navy);margin-bottom:.4rem;letter-spacing:.02em}
.fg input,.fg select,.fg textarea{width:100%;padding:.75rem 1rem;border:1.5px solid rgba(15,42,92,.12);border-radius:8px;font-family:var(--font-body);font-size:.9rem;color:var(--text-dark);background:#fff;transition:border-color .2s;outline:none}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--navy)}
.fg textarea{resize:vertical;min-height:120px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.btn-submit{background:var(--red);color:#fff;padding:.9rem 2.5rem;border-radius:6px;font-size:.95rem;font-weight:600;border:none;cursor:pointer;width:100%;font-family:var(--font-body);transition:background .2s;margin-top:.5rem}
.btn-submit:hover{background:var(--red-light)}
.promo-box{background:linear-gradient(135deg,var(--navy),var(--navy-mid));border-radius:12px;padding:2rem;color:#fff;margin-top:2.5rem}
.promo-box h4{font-family:'Inter',sans-serif;font-size:1.1rem;font-weight:700;margin-bottom:.7rem}
.promo-box p{color:rgba(255,255,255,.68);font-size:.88rem;line-height:1.75;font-weight:300}

/* FOOTER */
footer{background:#050b22;padding:4rem 0 2rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.f-brand img{height:32px;filter:brightness(0) invert(1);margin-bottom:1rem}
.f-brand p{font-size:.87rem;line-height:1.75;color:rgba(255,255,255,.5);font-weight:300}
.f-col h4{font-size:.75rem;text-transform:uppercase;letter-spacing:.12em;color:rgba(255,255,255,.38);font-weight:700;margin-bottom:1rem}
.f-col a{display:block;color:rgba(255,255,255,.6);text-decoration:none;font-size:.87rem;margin-bottom:.55rem;cursor:pointer;transition:color .2s}
.f-col a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:2rem;display:flex;align-items:center;justify-content:space-between;font-size:.8rem;color:rgba(255,255,255,.3)}

/* FADE ANIMATIONS */
.fade{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.fade.in{opacity:1;transform:translateY(0)}


/* MONOGRAM / BRAND LOCKUP */
.monogram{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:9px;background:linear-gradient(135deg,var(--red),var(--red-light));color:#fff;font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;letter-spacing:.01em;flex-shrink:0;box-shadow:0 4px 16px rgba(231,76,60,.45)}
.brand-word{font-family:'Inter',sans-serif;font-weight:900;letter-spacing:.01em;text-transform:uppercase;color:#fff;white-space:nowrap}

/* HERO H1 GLOW */
.hero h1.glow{color:#fff;text-shadow:0 1px 2px rgba(0,0,0,.25),0 0 10px rgba(255,255,255,.18),0 0 26px rgba(150,120,180,.14)}

/* WHAT WE DO - CATEGORIES */
.cat-head{display:flex;align-items:center;gap:1.2rem;margin:3.5rem 0 1.8rem}
.cat-head:first-of-type{margin-top:3.5rem}
.cat-line{flex:1;height:1px;background:rgba(15,42,92,.12)}
.cat-name{font-family:'Inter',sans-serif;font-size:1.35rem;font-weight:700;color:var(--navy);letter-spacing:-0.02em}
.cat-tag{font-size:.9rem;color:var(--text-light);font-weight:400;font-style:italic}
.svc-grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(186px,1fr));gap:1.1rem}
.svc-c{background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:13px;padding:1.4rem 1.25rem;transition:all .25s;position:relative;overflow:hidden;cursor:pointer;display:flex;flex-direction:column}
.svc-c::after{content:'';position:absolute;top:0;left:0;width:100%;height:3px;background:linear-gradient(90deg,var(--red),var(--red-light));transform:scaleX(0);transform-origin:left;transition:transform .25s}
.svc-c:hover{transform:translateY(-5px);box-shadow:0 22px 44px rgba(15,42,92,.12);border-color:rgba(192,57,43,.2)}
.svc-c:hover::after{transform:scaleX(1)}
.svc-c-ico{width:38px;height:38px;background:linear-gradient(135deg,var(--navy),var(--navy-light));border-radius:9px;display:flex;align-items:center;justify-content:center;font-size:1.02rem;margin-bottom:.8rem}
.svc-c h3{font-family:'Inter',sans-serif;font-size:.98rem;font-weight:700;color:var(--navy);margin-bottom:.45rem;line-height:1.28}
.svc-c p{color:var(--text-mid);font-size:.81rem;line-height:1.6;font-weight:300;margin-bottom:.9rem;flex:1}
.svc-c-link{font-size:.78rem;font-weight:700;color:var(--red);letter-spacing:.01em;display:inline-flex;align-items:center;gap:.3rem;transition:gap .2s}
.svc-c:hover .svc-c-link{gap:.6rem}

/* WHY CFA - PILLARS + PARTNERS */
.why-intro{max-width:760px}
.why-intro p{color:var(--text-mid);font-size:1.0rem;line-height:1.9;font-weight:300;margin-top:1.2rem}
.partner-strip{display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap;margin-top:2.2rem;padding:1.4rem 1.8rem;background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:14px}
.partner-strip .ps-label{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--text-light)}
.partner-strip img{height:46px;width:auto;object-fit:contain}
.partner-divider{width:1px;height:40px;background:rgba(15,42,92,.1)}
.pillars{display:flex;flex-direction:column;gap:1rem;margin-top:2.8rem;max-width:860px;margin-left:auto;margin-right:auto}
.pillar{display:flex;align-items:flex-start;gap:1.3rem;background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:14px;padding:1.4rem 1.7rem;transition:transform .22s,box-shadow .22s,border-color .22s}
.pillar:hover{transform:translateX(4px);box-shadow:0 14px 32px rgba(15,42,92,.1);border-color:rgba(231,76,60,.22)}
.pillar-ico{font-size:1.7rem;line-height:1;flex-shrink:0;width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:rgba(231,76,60,.08);border-radius:11px}
.pillar h4{font-family:'Inter',sans-serif;font-size:1.1rem;font-weight:700;color:var(--navy);margin-bottom:.6rem}
.pillar-text{flex:1}
.pillar h4{font-family:'Inter',sans-serif;font-size:1.08rem;font-weight:700;color:var(--navy);margin-bottom:.35rem}
.pillar p{color:var(--text-mid);font-size:.88rem;line-height:1.7;font-weight:300}

/* FOOTER CREDS */
.footer-creds{display:flex;align-items:center;gap:.9rem;margin-top:1.5rem;flex-wrap:wrap}
.cred-chip{background:#fff;border-radius:8px;padding:.45rem .6rem;display:inline-flex;align-items:center;justify-content:center;height:42px}
.cred-chip img{height:30px;width:auto;object-fit:contain}
.cred-qb{background:#fff;border-radius:8px;padding:.45rem .8rem;height:42px;display:inline-flex;align-items:center;font-family:'Inter',sans-serif;font-weight:800;font-size:.95rem;color:#2CA01C;letter-spacing:-.01em}
.cred-qb b{color:#2CA01C}

/* PRIVACY PAGE */
.legal{max-width:780px;margin:0 auto}
.legal h2{font-family:'Inter',sans-serif;font-size:1.4rem;color:var(--navy);font-weight:700;margin:2.2rem 0 .8rem}
.legal h2:first-of-type{margin-top:0}
.legal p{color:var(--text-mid);font-size:.95rem;line-height:1.85;font-weight:300;margin-bottom:1rem}
.legal ul{margin:0 0 1rem 1.2rem;color:var(--text-mid);font-size:.95rem;line-height:1.8;font-weight:300}
.legal a{color:var(--red);text-decoration:none}
.legal a:hover{text-decoration:underline}

/* INSIGHTS LISTING */
.insights-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,300px));gap:1.5rem;margin-top:3rem;justify-content:center}
.insight-card{background:#fff;border:1px solid rgba(15,42,92,.1);border-radius:12px;overflow:hidden;cursor:pointer;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;display:flex;flex-direction:column}
.insight-card:hover{transform:translateY(-4px);box-shadow:0 16px 34px rgba(4,16,61,.12);border-color:rgba(15,42,92,.18)}
.insight-card .ic-banner{height:110px;background:linear-gradient(135deg,var(--navy),var(--navy-light));display:flex;align-items:center;justify-content:center;font-size:2rem}
.insight-card .ic-body{padding:1.15rem 1.25rem;display:flex;flex-direction:column;flex:1}
.insight-card .ic-cat{font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--red);margin-bottom:.5rem}
.insight-card h3{font-family:'Inter',sans-serif;font-size:.98rem;font-weight:700;color:var(--navy);margin-bottom:.5rem;line-height:1.35}
.insight-card p{color:var(--text-mid);font-size:.83rem;line-height:1.65;font-weight:300;flex:1}
.insight-card .ic-link{margin-top:.85rem;font-size:.8rem;font-weight:600;color:var(--red)}
.insight-card .ic-meta{margin-top:.6rem;font-size:.74rem;color:var(--text-light);font-weight:400}
.insight-card.soon{cursor:default}
.insight-card.soon:hover{transform:none;box-shadow:none;border-color:rgba(15,42,92,.1)}
.insight-card.soon .ic-cat{color:var(--text-light)}
.ic-banner.photo-mini{background-image:url(/assets/img/img_e0eb38fd7e.webp);background-size:cover;background-position:center;font-size:0}

/* BLOG ARTICLE READING LAYOUT */
.blog-article{max-width:760px;margin:0 auto}
.blog-back{display:inline-flex;align-items:center;gap:.4rem;color:var(--red);font-size:.86rem;font-weight:600;cursor:pointer;margin-bottom:2rem;text-decoration:none}
.blog-back:hover{text-decoration:underline}
.blog-meta{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;font-size:.84rem;color:var(--text-light);font-weight:400;padding-bottom:1.6rem;margin-bottom:2rem;border-bottom:1px solid rgba(15,42,92,.1)}
.blog-meta span{display:inline-flex;align-items:center;gap:.4rem}
.blog-article h2{font-family:'Inter',sans-serif;font-size:1.5rem;color:var(--navy);font-weight:700;margin:2.6rem 0 .9rem;line-height:1.3}
.blog-article h3{font-family:'Inter',sans-serif;font-size:1.18rem;color:var(--navy);font-weight:700;margin:2rem 0 .7rem;line-height:1.35}
.blog-article p{color:var(--text-mid);font-size:1rem;line-height:1.9;font-weight:300;margin-bottom:1.1rem}
.blog-article ul,.blog-article ol{margin:0 0 1.3rem 1.3rem;color:var(--text-mid);font-size:1rem;line-height:1.85;font-weight:300}
.blog-article li{margin-bottom:.5rem}
.blog-article strong{font-weight:600;color:var(--text-dark)}
.blog-lead{font-size:1.08rem !important;color:var(--text-dark) !important;line-height:1.85 !important}

/* RESPONSIVE TABLE */
.blog-table-wrap{margin:1.8rem 0;overflow:hidden;border-radius:12px;border:1px solid rgba(15,42,92,.12)}
.blog-table{width:100%;border-collapse:collapse;font-size:.94rem}
.blog-table thead th{background:var(--navy);color:#fff;text-align:left;padding:.95rem 1.1rem;font-weight:600;font-size:.86rem;letter-spacing:.01em}
.blog-table tbody td{padding:.9rem 1.1rem;border-top:1px solid rgba(15,42,92,.09);color:var(--text-mid);font-weight:300}
.blog-table tbody tr:nth-child(even){background:var(--off-white)}
.blog-table tbody td:first-child{font-weight:600;color:var(--text-dark)}
@media(max-width:600px){
  .blog-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
  .blog-table tbody td{display:block;padding:.55rem 1.1rem;border-top:none}
  .blog-table tbody tr{display:block;padding:.6rem 0;border-top:1px solid rgba(15,42,92,.12)}
  .blog-table tbody tr:first-child{border-top:none}
  .blog-table tbody td:first-child{padding-top:.9rem;font-size:1.02rem}
  .blog-table tbody td:not(:first-child)::before{content:attr(data-label);display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.08em;color:var(--text-light);font-weight:600;margin-bottom:.15rem}
}

/* CALCULATION CALLOUT BOXES */
.calc-box{background:var(--off-white);border:1px solid rgba(15,42,92,.12);border-left:4px solid var(--red);border-radius:10px;padding:1.4rem 1.6rem;margin:1.8rem 0}
.calc-box .calc-title{font-family:'Inter',sans-serif;font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--red);margin-bottom:.9rem}
.calc-box p{margin-bottom:.8rem;font-size:.96rem;color:var(--text-dark);font-weight:300;line-height:1.6}
.calc-box ul{list-style:none;margin:0;padding:0}
.calc-box li{display:flex;justify-content:space-between;gap:1rem;padding:.55rem 0;border-bottom:1px dashed rgba(15,42,92,.14);font-size:.95rem;color:var(--text-mid);font-weight:300}
.calc-box li:last-child{border-bottom:none}
.calc-box li .calc-val{font-weight:700;color:var(--navy);white-space:nowrap}
.calc-box li.calc-highlight{margin-top:.3rem;padding-top:.8rem;border-top:2px solid rgba(15,42,92,.15);border-bottom:none;font-weight:600;color:var(--text-dark)}
.calc-box li.calc-highlight .calc-val{color:var(--red);font-size:1.05rem}
.blog-note{background:rgba(15,42,92,.05);border-radius:10px;padding:1.1rem 1.4rem;margin:1.5rem 0;font-size:.93rem;color:var(--text-mid);font-weight:300;line-height:1.7}
.blog-note strong{color:var(--navy)}

/* FAQ PAGE */
.faq-wrap{max-width:820px;margin:0 auto}
.faq-cat{margin-top:3rem}
.faq-cat:first-of-type{margin-top:1rem}
.faq-cat-head{display:flex;align-items:center;gap:.8rem;margin-bottom:1.2rem}
.faq-cat-head .faq-cat-name{font-family:'Inter',sans-serif;font-size:1.05rem;font-weight:700;color:var(--navy);white-space:nowrap}
.faq-cat-head .faq-cat-line{flex:1;height:1px;background:rgba(15,42,92,.12)}
.faq-item{border:1px solid rgba(15,42,92,.1);border-radius:12px;margin-bottom:.85rem;overflow:hidden;background:#fff;transition:border-color .2s ease,box-shadow .2s ease}
.faq-item.open{border-color:rgba(15,42,92,.2);box-shadow:0 10px 28px rgba(4,16,61,.08)}
.faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:1.15rem 1.3rem;display:flex;align-items:center;gap:1rem;font-family:'Inter',sans-serif;font-size:1rem;font-weight:600;color:var(--navy);line-height:1.4}
.faq-q .faq-icon{margin-left:auto;flex-shrink:0;width:22px;height:22px;border-radius:50%;background:var(--off-white);display:flex;align-items:center;justify-content:center;color:var(--red);font-size:1.1rem;transition:transform .25s ease}
.faq-item.open .faq-q .faq-icon{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-a{max-height:500px}
.faq-a-inner{padding:0 1.3rem 1.25rem;color:var(--text-mid);font-size:.95rem;line-height:1.8;font-weight:300}

.hero-media{position:relative;border-radius:18px;overflow:hidden;border:1px solid rgba(255,255,255,.06);box-shadow:0 30px 80px rgba(0,0,0,.55);aspect-ratio:480/510;background:#060d28}
.hero-media::after{content:'';position:absolute;inset:0;pointer-events:none;background:linear-gradient(133deg,rgba(255,255,255,.20) 0%,rgba(255,255,255,.05) 13%,transparent 38%),radial-gradient(120% 120% at 50% 45%,transparent 50%,rgba(7,15,42,.55) 78%,rgba(5,9,25,.92) 100%)}
.hero-media img{width:100%;height:100%;object-fit:cover;display:block;filter:grayscale(1) contrast(1.06);-webkit-mask-image:radial-gradient(128% 118% at 42% 38%,#000 50%,rgba(0,0,0,0) 100%);mask-image:radial-gradient(128% 118% at 42% 38%,#000 50%,rgba(0,0,0,0) 100%)}
.svc-row{scroll-margin-top:90px}
.cat-head{scroll-margin-top:90px}
.svc-row.flash{border-color:rgba(231,76,60,.55)!important;box-shadow:0 0 0 2px rgba(231,76,60,.55),0 18px 44px rgba(231,76,60,.18)!important}
.cat-head.flash .cat-name{color:var(--red);transition:color .3s}

/* TWO-COLUMN SERVICES */
.svc-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:1.8rem;margin-top:3.5rem;align-items:start}
.svc-col-head{display:flex;flex-direction:column;gap:.15rem;padding-bottom:.9rem;margin-bottom:1.1rem;border-bottom:2px solid rgba(231,76,60,.28)}
.svc-col-head .cat-name{font-family:'Inter',sans-serif;font-size:1.3rem;font-weight:700;color:var(--navy);letter-spacing:-0.02em}
.svc-col-head .cat-tag{font-size:.86rem;color:var(--text-light);font-style:italic}
.svc-col-list{display:flex;flex-direction:column;gap:.7rem}
.svc-item-row{display:flex;align-items:center;gap:.9rem;background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:12px;padding:.8rem 1.05rem;cursor:pointer;transition:transform .22s,box-shadow .22s,border-color .22s;position:relative;overflow:hidden}
.svc-item-row::after{content:'';position:absolute;top:0;left:0;width:3px;height:100%;background:var(--red);transform:scaleY(0);transform-origin:top;transition:transform .22s}
.svc-item-row:hover{transform:translateX(4px);box-shadow:0 12px 28px rgba(15,42,92,.1);border-color:rgba(231,76,60,.25)}
.svc-item-row:hover::after{transform:scaleY(1)}
.svc-item-ico{width:42px;height:42px;flex-shrink:0;background:transparent;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;overflow:hidden}.svc-item-ico svg{width:42px;height:42px;display:block;filter:drop-shadow(0 2px 4px rgba(0,0,0,0.18))}
.svc-item-row h3{flex:1;font-family:'Inter',sans-serif;font-size:1rem;font-weight:700;color:var(--navy);margin:0;line-height:1.25}
.svc-item-link{font-size:.76rem;font-weight:700;color:var(--red);white-space:nowrap;display:inline-flex;align-items:center;gap:.3rem;transition:gap .2s}
.svc-item-row:hover .svc-item-link{gap:.55rem}
@media(max-width:980px){.svc-cols{grid-template-columns:1fr 1fr;gap:2rem}}@media(max-width:620px){.svc-cols{grid-template-columns:1fr;gap:2.4rem}}
@media(max-width:420px){.svc-item-row{flex-wrap:wrap}.svc-item-row h3{flex:1 1 60%}.svc-item-link{margin-left:53px}}


/* WHY-CFA TOP: text + square creds card */
.why-top{display:grid;grid-template-columns:1.35fr 1fr;gap:3rem;align-items:center;margin-bottom:.5rem}
.why-top .why-intro{max-width:none}
.creds-square{width:100%;max-width:300px;margin:0 auto;display:flex;flex-direction:column;gap:1.6rem;padding:.5rem}

.creds-block{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.8rem}
.creds-label{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--text-light)}
.creds-tile{display:inline-flex;align-items:center;justify-content:center}
.creds-tile img{height:64px;width:auto;object-fit:contain;display:block}
.creds-divider{height:1px;background:rgba(15,42,92,.12);margin:0 1.5rem}
@media(max-width:860px){.why-top{grid-template-columns:1fr;gap:2.2rem}.creds-square{max-width:300px}}


/* FOOTER LOGO SPOTLIGHT */
.footer-brand{position:relative;display:inline-flex;align-items:center;gap:.6rem;padding:.3rem .2rem}
.footer-brand::before{content:'';position:absolute;left:-6px;top:50%;transform:translateY(-50%);width:74px;height:74px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.92) 0%,rgba(255,255,255,.35) 45%,transparent 72%);z-index:0;pointer-events:none}
.footer-brand .brand-word{position:relative;z-index:1}

/* VALUES AS ROW CARDS */
.values-grid{display:flex;flex-direction:column;gap:1rem;margin-top:3rem;max-width:760px;margin-left:auto;margin-right:auto}
.val-card{display:flex;align-items:flex-start;gap:1.2rem;text-align:left;background:var(--off-white);border:1px solid rgba(15,42,92,.06);border-radius:14px;padding:1.3rem 1.6rem;transition:transform .22s,box-shadow .22s,border-color .22s}
.val-card:hover{transform:translateX(4px);box-shadow:0 12px 28px rgba(15,42,92,.08);border-color:rgba(231,76,60,.2)}
.val-ico{font-size:1.5rem;line-height:1;flex-shrink:0;width:46px;height:46px;display:flex;align-items:center;justify-content:center;background:rgba(231,76,60,.08);border-radius:11px;margin-bottom:0}
.val-text{flex:1}
.val-card h3{margin-bottom:.3rem}
.val-card p{font-size:.88rem}


/* TAX SECTION (accordion cards) */
.tax-sec{background:#fff}
.tax-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.2rem;align-items:start;margin-bottom:1rem}
.tax-card{background:#fff;border:1px solid rgba(15,42,92,.1);border-radius:14px;overflow:hidden;transition:box-shadow .25s,border-color .25s;scroll-margin-top:96px}
.tax-card.flash{border-color:rgba(231,76,60,.55)!important;box-shadow:0 0 0 2px rgba(231,76,60,.5),0 18px 44px rgba(231,76,60,.16)!important}
.tax-card.open{box-shadow:0 16px 40px rgba(15,42,92,.1);border-color:rgba(231,76,60,.28)}
.tax-card-head{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:1.25rem 1.4rem;display:flex;flex-direction:column;gap:.35rem;font-family:var(--font-body);position:relative}
.tax-card-title{font-family:'Inter',sans-serif;font-size:1.04rem;font-weight:700;color:var(--navy);padding-right:1.8rem;line-height:1.3}
.tax-card-sub{font-size:.84rem;color:var(--red);font-weight:600;line-height:1.45;padding-right:1.8rem}
.tax-chevron{position:absolute;top:1.3rem;right:1.4rem;color:var(--red);font-size:.95rem;transition:transform .3s ease}
.tax-card.open .tax-chevron{transform:rotate(180deg)}
.tax-card-body{max-height:0;overflow:hidden;transition:max-height .38s ease,padding .38s ease;padding:0 1.4rem}
.tax-card.open .tax-card-body{max-height:760px;padding:.2rem 1.4rem 1.4rem}
.tax-card-body p{color:var(--text-mid);font-size:.87rem;line-height:1.7;font-weight:300;margin-bottom:1rem}
.tax-card-body ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.55rem}
.tax-card-body li{font-size:.84rem;color:var(--navy);font-weight:500;display:flex;align-items:flex-start;gap:.6rem;line-height:1.45}
.tax-card-body li::before{content:'\2713';color:var(--red);font-weight:800;flex-shrink:0;font-size:.82rem;margin-top:.05rem}


/* NAV SERVICES DROPDOWN */
.nav-dd{position:relative;display:inline-flex;align-items:center}
.nav-dd>a{display:inline-flex;align-items:center;gap:.35rem}
.dd-caret{font-size:.62rem;transition:transform .25s ease;opacity:.8}
.nav-dd:hover .dd-caret{transform:rotate(180deg)}
.nav-dd-menu{position:absolute;top:calc(100% + 16px);left:50%;transform:translateX(-50%) translateY(-8px);min-width:268px;background:rgba(9,16,40,.97);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:.45rem;box-shadow:0 26px 64px rgba(0,0,0,.5);opacity:0;visibility:hidden;transition:opacity .25s ease,transform .25s ease;z-index:1001}
.nav-dd-menu::before{content:'';position:absolute;top:-18px;left:0;right:0;height:18px}
.nav-dd:hover .nav-dd-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.nav-dd-menu a{display:flex!important;flex-direction:column;gap:.12rem;padding:.65rem .85rem;border-radius:10px;color:rgba(255,255,255,.85)!important;transition:background .2s}
.nav-dd-menu a:hover{background:rgba(231,76,60,.16)}
.dd-t{font-weight:600;font-size:.9rem;color:#fff}
.dd-s{font-size:.75rem;color:rgba(255,255,255,.5);font-weight:400}


/* enriched service rows */
.svc-headline{color:var(--red);font-weight:600;font-size:.95rem;margin-bottom:.65rem!important}
.svc-benefits{list-style:none;margin:1rem 0 0;padding:0;display:flex;flex-direction:column;gap:.6rem}
.svc-benefits li{font-size:.86rem;color:var(--text-mid);font-weight:300;line-height:1.55;display:flex;gap:.6rem;align-items:flex-start}
.svc-benefits li::before{content:'\2713';color:var(--red);font-weight:800;flex-shrink:0;margin-top:.05rem}
.svc-benefits strong{color:var(--navy);font-weight:600}


/* SERVICES OVERVIEW CARDS */
.ov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;margin-top:1rem}
.ov-card{background:#fff;border:1px solid rgba(15,42,92,.08);border-radius:16px;padding:2.2rem 1.9rem;cursor:pointer;transition:transform .25s,box-shadow .25s,border-color .25s;position:relative;overflow:hidden;display:flex;flex-direction:column}
.ov-card::after{content:'';position:absolute;top:0;left:0;width:100%;height:3px;background:linear-gradient(90deg,var(--red),var(--red-light));transform:scaleX(0);transform-origin:left;transition:transform .25s}
.ov-card:hover{transform:translateY(-5px);box-shadow:0 24px 50px rgba(15,42,92,.12);border-color:rgba(231,76,60,.22)}
.ov-card:hover::after{transform:scaleX(1)}
.ov-ico{width:54px;height:54px;background:linear-gradient(135deg,var(--navy),var(--navy-light));border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:1.2rem}
.ov-card h3{font-family:'Inter',sans-serif;font-size:1.18rem;font-weight:700;color:var(--navy);margin-bottom:.35rem;line-height:1.3}
.ov-tag{color:var(--red);font-weight:600;font-size:.86rem;margin-bottom:.9rem}
.ov-desc{color:var(--text-mid);font-size:.88rem;line-height:1.7;font-weight:300;margin-bottom:1.4rem;flex:1}
.ov-link{font-size:.82rem;font-weight:700;color:var(--red);display:inline-flex;align-items:center;gap:.35rem;transition:gap .2s}
.ov-card:hover .ov-link{gap:.6rem}
@media(max-width:860px){.ov-grid{grid-template-columns:1fr;gap:1.3rem}}



/* RESPONSIVE */

@media(max-width:960px){
  .hero-inner,.about-split,.contact-layout{grid-template-columns:1fr}
  .hero-media{display:none}
  .stats-row{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .nav-links{display:none}
  .hamburger{display:flex}
  .svc-row{grid-template-columns:1fr}
  .svc-row-left{display:flex;align-items:center;gap:1rem;text-align:left}
}
@media(max-width:580px){
  .stats-row{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  section{padding:4rem 0}
}

@media(max-width:768px){
          .values-photos-grid{grid-template-columns:1fr!important}
        }

        /* ── Mobile tab bar ── */
        .cv-tab-bar {
          display: none;
          background: var(--off-white);
          border-radius: 12px;
          padding: 4px;
          gap: 4px;
          margin-bottom: 1.5rem;
        }
        .cv-tab {
          flex: 1;
          padding: .6rem 1rem;
          border: none;
          border-radius: 9px;
          font-family: 'Inter', sans-serif;
          font-size: .88rem;
          font-weight: 600;
          cursor: pointer;
          background: transparent;
          color: var(--text-mid);
          transition: all .2s;
          letter-spacing: -0.01em;
        }
        .cv-tab.active {
          background: #fff;
          color: var(--navy);
          box-shadow: 0 2px 8px rgba(15,42,92,.1);
        }

        @media(max-width: 767px) {
          /* Flatten the two-column grid — no ghost space */
          #cvGrid {
            display: block !important;
          }
          /* Each panel takes full width, no residual grid spacing */
          .cv-panel {
            width: 100% !important;
            margin: 0 !important;
          }
          /* Keep photo grid 2 columns on mobile, tighter aspect */
          #cfaGallery {
            grid-template-columns: 1fr 1fr !important;
            gap: .5rem !important;
          }
          .gallery-item {
            aspect-ratio: 3/2 !important;
          }
          /* Tighten heading on mobile */
          #cvPanelMoments h3 {
            font-size: 1.35rem !important;
            margin-bottom: .4rem !important;
          }
          #cvPanelMoments p {
            font-size: .85rem !important;
            margin-bottom: 1rem !important;
          }
        }
        @media(min-width: 768px) {
          /* On desktop: always show both panels, ignore tab state */
          .cv-panel { display: block !important; }
          .cv-tab-bar { display: none !important; }
        }
        .gallery-item{border-radius:11px;overflow:hidden;aspect-ratio:4/3;position:relative;cursor:zoom-in;background:var(--navy)}
        .gallery-item img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .35s ease}
        .gallery-item:hover img{transform:scale(1.04)}
        .gallery-item .gal-overlay{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(transparent,rgba(0,0,0,.72));padding:.6rem .8rem;transform:translateY(4px);opacity:0;transition:all .25s}
        .gallery-item:hover .gal-overlay{opacity:1;transform:translateY(0)}
        .gallery-item .gal-delete{position:absolute;top:.5rem;right:.5rem;background:rgba(231,76,60,.85);border:none;color:#fff;width:26px;height:26px;border-radius:50%;font-size:.75rem;cursor:pointer;display:none;align-items:center;justify-content:center;line-height:1}
        .gallery-admin-active .gallery-item .gal-delete{display:flex}

.cfa-fab-wrap{position:fixed;right:1.4rem;bottom:1.4rem;z-index:9998;display:flex;flex-direction:column;align-items:flex-end;gap:.85rem}
.cfa-fab{width:58px;height:58px;border-radius:50%;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.22);transition:transform .2s ease,box-shadow .2s ease}
.cfa-fab:hover{transform:translateY(-3px) scale(1.05);box-shadow:0 12px 30px rgba(0,0,0,.28)}
.cfa-fab svg{width:30px;height:30px}
.cfa-fab-ai{background:linear-gradient(135deg,var(--navy),var(--red))}
.cfa-fab-ai .cfa-ai-close{display:none}
.cfa-fab-wrap.open .cfa-fab-ai .cfa-ai-open{display:none}
.cfa-fab-wrap.open .cfa-fab-ai .cfa-ai-close{display:block}
.cfa-fab-badge{position:absolute;top:-2px;right:-2px;width:14px;height:14px;background:var(--red);border:2px solid #fff;border-radius:50%}

.cfa-chat{position:fixed;right:1.4rem;bottom:6.6rem;z-index:9999;width:360px;max-width:calc(100vw - 2.2rem);height:520px;max-height:calc(100vh - 8.5rem);background:#fff;border-radius:18px;box-shadow:0 24px 60px rgba(4,16,61,.28);display:flex;flex-direction:column;overflow:hidden;opacity:0;transform:translateY(16px) scale(.96);pointer-events:none;transition:opacity .25s ease,transform .25s ease}
.cfa-chat.open{opacity:1;transform:translateY(0) scale(1);pointer-events:auto}
.cfa-chat-head{background:linear-gradient(135deg,var(--navy),var(--navy-light));color:#fff;padding:1.1rem 1.2rem;display:flex;align-items:center;gap:.75rem}
.cfa-chat-head .cfa-avatar{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.14);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.cfa-chat-head h4{font-family:'Inter',sans-serif;font-size:.98rem;font-weight:700;margin:0;line-height:1.2}
.cfa-chat-head p{font-size:.74rem;margin:.15rem 0 0;color:rgba(255,255,255,.7);display:flex;align-items:center;gap:.35rem}
.cfa-chat-head .cfa-dot{width:7px;height:7px;border-radius:50%;background:#3ddc84;display:inline-block}
.cfa-chat-close{margin-left:auto;background:none;border:none;color:rgba(255,255,255,.8);font-size:1.5rem;cursor:pointer;line-height:1;padding:0 .2rem}
.cfa-chat-body{flex:1;overflow-y:auto;padding:1.1rem;background:var(--off-white);display:flex;flex-direction:column;gap:.7rem}
.cfa-msg{max-width:85%;padding:.7rem .9rem;border-radius:14px;font-size:.88rem;line-height:1.55;font-weight:300}
.cfa-msg.bot{background:#fff;border:1px solid rgba(15,42,92,.08);color:var(--text-dark);border-bottom-left-radius:4px;align-self:flex-start}
.cfa-msg.user{background:var(--navy);color:#fff;border-bottom-right-radius:4px;align-self:flex-end}
.cfa-msg a{color:var(--red);font-weight:600;text-decoration:none;cursor:pointer}
.cfa-msg a:hover{text-decoration:underline}
.cfa-msg .cfa-inline-btn{display:inline-block;margin-top:.5rem;background:var(--red);color:#fff;padding:.4rem .8rem;border-radius:7px;font-size:.8rem;font-weight:600;cursor:pointer;text-decoration:none}
.cfa-chips{display:flex;flex-wrap:wrap;gap:.45rem;padding:.7rem 1.1rem;border-top:1px solid rgba(15,42,92,.07);background:#fff}
.cfa-chip{background:var(--off-white);border:1px solid rgba(15,42,92,.14);color:var(--navy);font-size:.78rem;font-weight:500;padding:.4rem .7rem;border-radius:100px;cursor:pointer;font-family:'Inter',sans-serif;transition:background .15s ease,border-color .15s ease}
.cfa-chip:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.cfa-chat-input{display:flex;gap:.5rem;padding:.7rem .9rem;border-top:1px solid rgba(15,42,92,.07);background:#fff}
.cfa-chat-input input{flex:1;border:1px solid rgba(15,42,92,.16);border-radius:100px;padding:.6rem .95rem;font-size:.86rem;font-family:'Inter',sans-serif;outline:none}
.cfa-chat-input input:focus{border-color:var(--navy)}
.cfa-chat-input button{background:var(--navy);border:none;color:#fff;width:40px;height:40px;border-radius:50%;cursor:pointer;flex-shrink:0;display:flex;align-items:center;justify-content:center}
.cfa-chat-input button svg{width:18px;height:18px}
@media(max-width:480px){.cfa-chat{bottom:6.4rem;height:70vh}}